---
title: Binding Brokerage | Old Republic Excess & Surplus
---

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- Coverages 
    - [Property Brokerage](https://www.oldrepubliceands.com/property-brokerage)
    - [Casualty Brokerage](https://www.oldrepubliceands.com/casualty-brokerage)
    - [Contract Binding](https://www.oldrepubliceands.com/contract-binding)
- [About](https://www.oldrepubliceands.com/about) 
    - [Financial Strength](https://www.oldrepubliceands.com/about/financial-strength)

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# Contract Binding

As part of Old Republic International Corporation (NYSE: ORI), Old Republic Excess & Surplus (ORES), AM Best A+ Superior, provides General Liability and Commercial Property coverage for hard to place small to medium sized risks. We offer tailored solutions, additional coverages, alternate deductibles, and  capacity — and an agent portal equipped with the right tools and technology to make doing business easy.

- Coverages 
    - [Property Brokerage](https://www.oldrepubliceands.com/property-brokerage)
    - [Casualty Brokerage](https://www.oldrepubliceands.com/casualty-brokerage)
    - [Contract Binding](https://www.oldrepubliceands.com/contract-binding)
- [About](https://www.oldrepubliceands.com/about) 
    - [Financial Strength](https://www.oldrepubliceands.com/about/financial-strength)

## Target Risks

 

### Our Offerings

- Flexible coverage for all classes of business
- Short and annual terms are available
- ISO and Tailored Manuscript Forms
- $500 minimum deductible
- $500 minimum premium

**General Liability**

- Primary GL limits up to $5M occurrence and $5M aggregate available
- Liquor Liability available on a package basis (select states only)
- Optional coverages, including Assault or Battery available depending on risk characteristics

**Property**

- Up to $5M TIV per location
- Special Cause of Loss available for some risks
- Equipment Breakdown Coverage — offered by Hartford Steam Boiler (HSB)
- Ordinance or Law and Inflation Guard Coverages are available
- Protection classes from seven to 10 are acceptable

### Target Classes

- Artisan & General Contractors
- Specialized & Service Contractors
- Manufacturing & Distribution
- Low Hazard Products Liability
- Retail & Wholesale
- Lessors Risk, Residential & Commercial
- Warehousing & Storage Facilities
- Vacant Buildings
- Habitational, including Mixed-use, Apartments & Condominium Associations
- Hospitality, including Restaurants,
- Bars & Taverns, and Hotels & Motels (No Nightclubs)
- Builders Risks

### Not in Appetite

- Mining, Oil & Gas Operations, Chemical, Recycling Plants
- Cannabis Exposures
- Sawmills

Marketing Material

[Download ORES Binding Overview](https://www.oldrepubliceands.com/hubfs/ORES_Binding%20v0214.pdf?hsLang=en)

Contact Us

### Our Binding Team

**Rob Hart**  
Vice President,   
Contract Binding  
[203-843-1294](tel:203-843-1294)  
[rhart@oldrepubliceands.com](mailto:rhart@oldrepubliceands.com)

**Kate Shuron**  
Director, Specialty Underwriting  
Contract Binding[475-205-7103](tel:475-205-7103)  
[kshuron@oldrepubliceands.com](mailto:kshuron@oldrepubliceands.com)

**Krystle Dancer-Longo**  
Senior Specialty Underwriter,  
Contract Binding   
[312-898-4776](tel:312-898-4776)  
[kdancer@oldrepubliceands.com](mailto:kdancer@oldrepubliceands.com)

**Ken Brockman**  
Senior Specialty Underwriter,  
Contract Binding   
[312-405-5888](tel:312-405-5888)  
[kbrockman@oldrepubliceands.com](mailto:kbrockman@oldrepubliceands.com)

**Courtney Donato**  
Senior Specialty Underwriter,  
Contract Binding   
[312-898-3603](tel:312-898-3603)  
[cdonato@oldrepubliceands.com](mailto:cdonato@oldrepubliceands.com)

**Gina Foster**  
Senior Specialty Underwriter,  
Contract Binding   
[312-438-4429](tel:312-438-4429)  
[gfoster@oldrepubliceands.com](mailto:gfoster@oldrepubliceands.com)

**Alex Megenis**  
Specialty Underwriter,  
Contract Binding   
[708-329-9260](tel:708-329-9260)  
[amegenis@oldrepubliceands.com](mailto:amegenis@oldrepubliceands.com)

**Tim Ciccotti**  
Specialty Underwriter,  
Contract Binding [tel:312-762-4612](tel:312-762-4612)[312-859-8810](tel:312-859-8810)  
[tciccotti@oldrepubliceands.com](mailto:tciccotti@oldrepubliceands.com)

---

### Submission Box for Appointed Wholesalers

For new submissions, please contact Robert Hart, Vice President, Contract Binding: [rhart@oldrepubliceands.com](mailto:rhart@oldrepubliceands.com) 

The information set forth herein have been prepared by and is the property of ORES. You should not share, distribute, copy, republish, or reproduce any portion of this publication without prior written consent from ORES.

## Every great partnership starts with a conversation.

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