Contract Binding

Target Risks

Our Offerings

• Flexible coverage for all classes of business
• Short and annual terms are available
• ISO and Tailored Manuscript Forms
• $500 minimum deductible
• $500 minimum premium

General Liability

• Primary GL limits up to $5M occurrence and $5M aggregate available
• Liquor Liability available on a package basis (select states only)
• Optional coverages, including Assault or Battery available depending on risk characteristics

Property

• Up to $5M TIV per location
• Special Cause of Loss available for some risks
• Equipment Breakdown Coverage — offered by Hartford Steam Boiler (HSB)
• Ordinance or Law and Inflation Guard Coverages are available
• Protection classes from seven to 10 are acceptable

Target Classes

• Artisan & General Contractors
• Specialized & Service Contractors
• Manufacturing & Distribution
• Low Hazard Products Liability
• Retail & Wholesale
• Lessors Risk, Residential & Commercial
• Warehousing & Storage Facilities
• Vacant Buildings
• Habitational, including Mixed-use, Apartments & Condominium Associations
• Hospitality, including Restaurants,
• Bars & Taverns, and Hotels & Motels (No Nightclubs)
• Builders Risks

Not in Appetite

• Mining, Oil & Gas Operations, Chemical, Recycling Plants
• Cannabis Exposures
• Sawmills